Politicians of all stripes are discussing it. Millions of Americans are losing sleep over it, particularly those who have lost their health plans in recent layoffs or workplace cutbacks. Every day we read more news about the state and debate of health care in this country. People are delaying recommended tests or important procedures – sometimes with dangerous and/or costly consequences. Because of rising costs, employers are less likely to offer health coverage. All the while, individual plans are out of reach for many working people. For those who find themselves unemployed, COBRA plans can likewise seem unaffordable.
With the economic upheaval and political focus, we thought it would be an opportune time to step back from how we view health care in this country and envision what we wish it could look like. While the country debates the broader issues of funding and plan structures, we thought we’d zero in on the individual experience.
Insurance, like our health care system in general, addresses health as an absence of symptoms. We wondered what true wellness-based health care – both programming/services and coverage – would look like. What would an annual physical be like? Would there be one? Would there be more than one? What kinds of follow up would exist? How could a health care system/cooperative effectively offer preventative care for the common physical and mental ailments of our society?
If we step outside the box of catastrophic events and serious illness, what can we imagine as true “wellness” care? Does the thought conjure a set of universal principles or perhaps a more individualized design? There’s been debate for years about coverage of “alternative” medical providers, practices and products. What do you think should be covered but isn’t? (On the flip side – a fair question, we think: what is covered that shouldn’t be?) What kinds of health education opportunities do you see as promising, cost-effective possibilities? What kinds of incentives and rebates could/should insurance companies offer to encourage good health in their customers?
Whether your vision focuses more on what could serve the larger common good or what would be an ideal customized plan for you/your family, the questions ultimately get us thinking about what we want from health care. When it comes to our health, for what do we as individuals take responsibility? When do we feel we need to work in partnership with medical/alternative experts and resources? Does our current system work with or against the vision you have for our own care?
We want to know what you think. Tell us your best and boldest ideas, ponderings, rants, raves and solutions.