I’m not interested in talking about Supreme Court decisions, the Affordable Health Care Act or for-profit versus non-profit business models. No, today I have something else in mind. It’s a perspective on health insurance that gets almost no attention at all despite the high costs and even higher stakes.
Let’s look at an actual definition first. From Wikipedia: “Health insurance is insurance against the risk of incurring medical expenses among individuals.” And can those darn expenses ever get expensive… Just as budget experts and lifestyle minimalists advise that the best price is no price when that’s an option, I’d argue the same principle applies here. The cheapest health bill is no bill. And what if our daily choices could help make this possible?