I did not have a full time job until I was 32 or so. Now that I have one I find it makes it easy to be frugal. I save about 34% of my income in retirement plans. I hope to have a very small lifestyle in my retirement so that I can spend my time hiking long trails or following hikers and helping them out with rides and food and generally seeing the American wilderness. But for now I just work and live surrounded by what looks like a scene from Hoarders.
Female, 5'3", 50, Max squat: 202.5lbs. Max deadlift: 225 x 3.