My brain is starting to go numb.
(NaturalNews) It is crucial for the White House that the Healthcare.gov website continue to fail, because once the site actually starts functioning, Americans are going to be hit with such devastating rate shock that the Obama administration may never recover.
Obamacare is named the "Affordable Care Act," after all, and the President promised the rates would be "as low as a phone bill." But I just received a confirmed letter from a friend in Texas showing a 539% rate increase on an existing policy that's been in good standing for years.
As the letter reveals (see below), the cost for this couple's policy under Humana is increasing from $212.10 per month to $1,356.60 per month. This is for a couple in good health whose combined income is less than $70K -- a middle-class family, in other words.
That's a 539% rate increase!
$1,356.60 per month is not "affordable" health care. It's monopolistic price gouging mandated by the Obama administration and enforced essentially at gunpoint. This isn't health care; it's highway robbery.
To clarify: this increased rate policy is not "under" Healthcare.gov, but the 539% rate increase is being caused because of Obamacare's new rules and requirements. If Obamacare hadn't become law, this couple could have continued spending $212 per month. Instead, they're now going to have to spend $1,356 per month or sign up for Obamacare and hope to get a better rate there (if the website even functions long enough to enroll).......
Millions are losing health care coverage thanks to Obamacare
All across America, people are getting hit with letters like these. Some letters inform you that you'll have to pay double, triple or quadruple the current rates; other letters tell you your coverage is being dropped completely. According to one health policy expert, 16 million Americans will lose their health insurance due to Obamacare.
This mass wipeout of health insurance coverage is already under way. So far 1.5 million Americans have already lost their health insurance thanks to Obamacare. That number is a large multiple of how many people have actually enrolled in Obamacare. (Far more people are losing health insurance than gaining it.)
Everything about Obamacare has been a blatant lie, it seems: the Affordable Care Act is not affordable; you can't necessarily keep your doctor; and you can't even shop for policies because the Healthcare.gov website continues to crash worse than a low-budget carnival ride.
It's so bad that even Saturday Night Live, which practically functions as the comedy mouthpiece for the Democratic party, tore into the fiasco with a blistering comedy skit that paints HHS secretary Kathleen Sebelius as a delusional, out-of-touch Obamacare apologist. Watch it at:
SNL Opening Kathleen Sebelius Healthcare Website Mocked Saturday Night Live 10 26 13 - YouTube
Obamacare has five critical, show-stopper problems, each of which could independently bring down the whole system
Problem #1) The disastrous Healthcare.gov website which still doesn't work.
Problem #2) RATE SHOCK as Americans realize they are going to have to pay up to 539% more just to keep their current health insurance plans.
Problem #3) The massive, widespread cancellation of existing health insurance policies because of Obamacare. Millions of Americans are losing their health care coverage right now...
Problem #4) Critical failures communicating insurance status to doctors, hospitals and health service providers (this hasn't even been tested, and once it is initiated, it will crash hard).
Problem #5) Massive hacker theft of personal data thanks to disastrous security engineered into Healthcare.gov. Expect to see widespread theft of personal data (social security numbers, bank account information and more) if the Healthcare.gov website ever starts to function. The only reason personal data hasn't yet been stolen from the site is because the servers crash too quickly for hackers to get through.
Bottom line: Obamacare is an economic apocalypse for America
Beyond the lies and campaign promises, the real ramifications of Obamacare are:
• Widespread job losses as employers cut hours and fire workers they can no longer afford to keep on the payroll thanks to Obamacare.
• Millions of Americans losing their existing health insurance coverage.
• Insane rate increases under a monopoly system that forces Americans to pay exorbitant fees to a cabal of insurance companies and drug companies.
• The widespread medical bankruptcy of American workers, families and employers.
This is all by design, and it was all made possible by the people who got suckered into voting for a President who deliberately seeks to utterly destroy America.
I have skipped over major parts of this news story. For the complete details see this link:
Learn more: RATE SHOCK: Obamacare causing 539% increase in health insurance costs for Texans (see proof)
The simple fact is that the tidal wave is coming and the American middle class is right in it's path. We're screwed. More liberties removed. That's all we need to know.
The fallout from disillusioned and formerly-faithful socialist-leaning younger people is very amusing to observe on facebook
"Ah, those endless forests, and their horror-haunted gloom! For what eternities have I wandered through them, a timid, hunted creature, starting at the least sound, frightened of my own shadow, keyed-up, ever alert and vigilant, ready on the instant to dash away in mad flight for my life. For I was the prey of all manner of fierce life that dwelt in the forest, and it was in ecstasies of fear that I fled before the hunting monsters."
Jack london, "Before Adam"
I support healthcare reform, but reality is, this plan is going to cost us. We just found out our premium is going up 50%. That's a major hit. We'll see what happens long term, but it won't last if no one can get online to subscribe.
This is just the beginning, not the end. I am convinced that Obama Care will ignite a Political Firestorm between the states & feds that has been unprecedented since the Civil War. Already 36 states are breaking from Obamacare. Do you really think the American People are going to lay down and take this BS? I don't think so. No way is America going to buckle under to Obama's Dictatorship. I am just among the first to speak up. Millions will follow after me. IMO, the people will just say to HELL with this unjust law. I'm gathering links to prove the IRS is toothless on this issue.
I can't predict what may happen, but I'm expecting riots and the reason why Obama has started his own civilian Military, Just as strong & just as powerful as the US Military. His promise video is here:
A Chilling Proposal by Barack Obama - YouTube
IMO, he is looking for an excuse to declare Martial Law to put his civilian military in power. The Dept of Homeland Security (DHS) is his military, and has been loading up on ammunition & military equipment.
GrizzIn a puzzling, unexplained development, the Obama administration has been buying and storing vast amounts of ammunition in recent months, with the Department of Homeland Security just placing another order for an additional 21.6 million rounds.
Several other agencies of the federal government also began buying large quantities of bullets last year. The Social Security Administration, for instance, not normally considered on the frontlines of anything but dealing with seniors, explained that its purchase of millions of rounds was for special agents' required quarterly weapons qualifications. They must be pretty poor shots.
Read More At Investor's Business Daily: Why are the feds loading up on so much ammo? by Andrew Malcolm - Investors.com
Follow us: @IBDinvestors on Twitter | InvestorsBusinessDaily on Facebook
Last edited by Grizz; 10-29-2013 at 03:49 PM.
Fortunately, I don't have to worry about rate increases - I don't have insurance through my company yet!
For me, at 30k, it looks like it'll take about 7% of my income - 2,200USD - if I got something through the exchange. That's not terrible. I'm not sure how my co-workers will be impacted. Next month they begin their enrollment for updating their plans, so I'll be more able to comment then.
Unfortunately, these are not great times for defense contractors. You'd think we'd be FLUSH, given the perpetual war. Unfortunately, in a show to shuffle around costs, defense contracts are going more towards what we call "Lowest Cost Technically Acceptable" - i.e. super low bidders. This time last year my company lost a contract we'd held since the 70's - our largest contract - and it rippled throughout and has made this year crazy. Fortunately I work at a remote site, so I haven't had to endure the shakeups at HQ personally.
Just got an email today telling us we're not expecting it to get better. This is the new normal. Defense usually follows a boom/bust cycle depending on the wars we're fighting. We are fighting the longest one we've ever been involved in and it's bust. Not great - this boom should still be going, all things considered.
The times, they are a-changing.
The question for today:
WHY ARE UP TO 15 MILLION LOSING THEIR INSURANCE???
Simple answer: Those policies are too cheap, and do not cover "Everything."
You MUST pay for everyone else's health problems, even for things you don't want or need, or not even related to your gender. People are suddenly learning what SOCIALISM really is. You WILL pay for everyone else.
Obama Insurance must be expensive to pay for services required by the LAW. In other words everyone must pay for:
* Annual doctor visit for each member of the family
* Pregnancy, Abortions, newborn care, even if you are a man or a woman over 60
* Prescription drugs
* Mental Health Services
* All pre-existing conditions for Everyone
* Illegal for insurance do drop your coverage or raise rates if you become a high risk
* Disabilities in children under the age of 19
* Free Extensive Preventive Screenings
* Free extensive Preventive health services for women includes contraceptives
* Free extensive Preventive health services for children
* Free health screenings for adults
* Ends lifetime & yearly dollar limits
* We must pay for those who can't afford insurance
* Cover all applicants and offer the same rates regardless of pre-existing conditions, age or gender.
* Rates could skyrocket if not enough young & healthy adults don't sign up.
* Everyone must pay for others adult children up to 26 years old, married or not, living at home or not
* force millions of younger, healthier Americans to pay more for insurance than they receive in benefits to subsidize others
Details covered in the following links:
Health Insurance 101: A Starter Course on the Affordable Care Act | Veer Gidwaney
Where's The Outrage From Young Americans About Obama's Health Reforms? - Forbes
I have not gone into the deductibles or copays - I'm trying to keep this complex subject simple.
Maybe someone can chime in to help explain this train wreck.
So bottom line-this is VERY expensive insurance that all of us (with jobs) are expected to pay, some examples:
* 27 Year Old must pay the average premium is $266.20/month or $3,194.40 per year for single coverage.
* The “average” 50 year old premium, again, for single coverage, is $452.87, or $5,434.44/year.
* these premiums are for non-smokers (smoker premiums are grossly surcharged with reports being 1.5x the above)
* Person with HIV who costs ACA $30,000 or more in treatment costs each year only pays $3,200 yearly.
Last edited by Grizz; 10-30-2013 at 12:13 PM.
WHAT ARE THE DOCTORS DOING?
DIRECT PRIMARY CARE
Dr. Michael Ciampi in Portland: no Medicare, Medicaid or Obamacare & no private insurance, he posts his fees online to boot.
Physician’s radical response to Obamacare getting attention - BizPac Review
Dr. Ryan Neuhofel has gone to this model to avoid the cost of paperwork. Ingrown toenail is $50 & $200 with insurance. He charges for his services according to an online price list that's as straightforward as a restaurant menu.
The Obamacare Revolt: Physicians Fight Back Against the Bureaucratization of Health Care - Reason.com
14 percent said they would not participate in Obamacare, 16 percent said they did not know.Nearly 30 percent of doctors responding to the MGMA survey said they planned to participate in the exchanges. MGMA research included responses from more than 1,000 medical groups in which more than 47,500 physicians participate.
40 Percent Of Doctor Practices Unsure About Obamacare Exchanges - Forbes
Obamacare Has Doctors Confused And Skeptical About The Future: Survey
Obamacare Has Doctors Confused And Skeptical About Future: Survey
Bottom line, I think it is too soon to get much more than "Confused & Skeptical." We don't even know if or when the site problems will get fixed. The whole program could be delayed or even cancelled if too many states revolt against it.
It is DEAD anyway if not enough young & healthy people sign up. My opinion is that young healthy people ignore the whole thing, penalties & all.
Last edited by Grizz; 10-30-2013 at 12:36 PM.