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Thread: Obama Care reports coming in - HORROR STORIES page 50

  1. #491
    Neckhammer's Avatar
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    Quote Originally Posted by Grizz View Post
    DOCTORS, HOSPITALS DEMANDING PATIENTS PAY ENTIRE DEDUCTIBLE UP FRONT THANKS TO OBAMACARE

    The rocky rollout of Obamacare isn’t limited to website problems. According to a report from Bloomberg, many doctors and clinics are now demanding that people pay the entire deductible on their insurance before they will be seen. Obamacare will increase that practice, since a huge number of plans under Obamacare have low premiums with huge deductibles.
    Doctors, Hospitals Demanding Patients Pay Entire Deductible Up Front Thanks to Obamacare

    This horror story just keeps getting worse by the day !
    What would happen if EVERYONE refused to sign up for this insane plan? As in a National Strike!

    Grizz
    More bullshit. It is actually illegal to require a person to pay co-insurance or deductible PRIOR to being seen, and every doctor or biller knows this.
    Last edited by Neckhammer; 10-28-2013 at 10:32 AM.

  2. #492
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    Quote Originally Posted by Grizz View Post
    Goldensparrow,
    You are right. There was some distortion in that 1st message I posted, and I do apologize. However, most of those points were accurate. I have been very careful to post messages that are as accurate as possible.

    In actual fact, the fine for refusing ObamaCare starts at $95 OR a % of your income, whichever is MORE, with a cap !

    Fox news was discussing this very subject this morning. Here are the details:

    For 2014 the penalty is:
    1% of your taxable income or $95 per adult AND $47.50 per child, whichever is MORE or a MAX of $285 per family
    For 2015 the penalty is:
    2% of your taxable income or $325 per adult AND $162.50 per child, whichever is MORE or a MAX of $975 per family

    So for an average family of 2 adults & 2 children earning $50,000 a year
    2014 penalty = $500 (1%) or 284.90 (2 adults, 2 children) - you pay $285 per month.
    2015 penalty = $1,000 (2%) or $975 (2 adults, 2 children) - You pay $975 per month.
    Complete details here:
    Obamacare Individual Mandate

    Video here with ALL the details, exceptions, iff's and's & wherefore's - Very complicated even in this video:
    How much are the Obamacare tax penalties? - YouTube

    This is the best information I have at this time. If you find anything better, please post it here,
    Grizz
    Grizz - the penalties are per year, not per month and are due with your taxes.
    https://www.healthcare.gov/what-if-s...erage-in-2014/

  3. #493
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    Quote Originally Posted by Catharsis View Post
    Grizz - the penalties are per year, not per month and are due with your taxes.
    https://www.healthcare.gov/what-if-s...erage-in-2014/
    Thanks, I was pretty sure about that.
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  4. #494
    Grizz's Avatar
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    Thank you for your correction. I'll edit my post.

    Your link & my link are totally different. Using your link this is provided:

    The penalty in 2014 is calculated one of 2 ways. You’ll pay whichever of these amounts is higher:

    * 1% of your yearly household income. The maximum penalty is the national average yearly premium for a bronze plan.

    * $95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.

    * The fee increases every year. In 2015 it’s 2% of income or $325 per person. In 2016 and later years it’s 2.5% of income or $695 per person. After that it is adjusted for inflation.
    They GET US on the % of annual income. If our Net Income is $100,000 then our penalty is $1,000 in 2014 & $2,000 in 2015

    They get you on the % of your net income. If you have a substantial income they say the CAP is the national average cost of the Bronze plan.

    I think I like this chart the best:

    individual-mandate.jpg

    http://obamacarefacts.com/obamacare-...al-mandate.php

    Grizz
    Last edited by Grizz; 10-28-2013 at 01:03 PM.

  5. #495
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    Quote Originally Posted by Neckhammer View Post
    More bullshit. It is actually illegal to require a person to pay co-insurance or deductible PRIOR to being seen, and every doctor or biller knows this.
    What?! My husband had surgery recently and yes they required everything up front....if they can do that then this isnt that much more of a stretch. And I see the effects of Obamacare on a daily basis and can vouch for the principles behind this thread....it isnt National Enquirer BS ....it is socialism....period.

    Sent from my ADR6425LVW using Marks Daily Apple Forum mobile app

  6. #496
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    Quote Originally Posted by Goldensparrow View Post
    What?! My husband had surgery recently and yes they required everything up front....if they can do that then this isnt that much more of a stretch. And I see the effects of Obamacare on a daily basis and can vouch for the principles behind this thread....it isnt National Enquirer BS ....it is socialism....period.

    Sent from my ADR6425LVW using Marks Daily Apple Forum mobile app
    Goldensparrow,
    Thank you for confirming this information. I was very skeptical when I saw this, but confirmed the information with multiple sources.

    This is going to bankrupt a LOT of people who have huge deductibles & substantial copays typical of the Bronze package.
    The closer we look, the worse this disaster becomes. I honestly think Obama Care sends the USA into a depression. With almost 50 million people already on foodstamps, I'm afraid millions more struggling families will drop into poverty. Socialism doesn't work, never did work & never will work.

    Grizz
    Last edited by Grizz; 10-28-2013 at 02:00 PM.

  7. #497
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    It is not illegal to require payment BEFORE services, but there is one BIG caveat:

    You must also require EVERYONE to pay beforehand. In other words, I can deny to do a procedure for you if you cannot pay, but only if I am taking money up front for everyone. Your ability to pay cannot affect my care decisions.
    "Man is born free.....but everywhere he is in chains."

  8. #498
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    Full List of Obamacare Tax Hikes
    More horrors from Obama

    WASHINGTON, DC -- Obamacare contains 20 new or higher taxes on American families and small businesses. Arranged by their respective sizes according to CBO scores, below is the total list of all $500 billion-plus in tax hikes (over the next ten years) in Obamacare, their effective dates, and where to find them in the bill.

    $123 Billion: Surtax on Investment Income (Takes effect Jan. 2013): A new, 3.8 percent surtax on investment income earned in households making at least $250,000 ($200,000 single). This would result in the following top tax rates on investment income:

    Capital Gains - Dividends - Other*

    2012
    15% -15% -35%

    2013+
    23.8% - 43.4% -43.4%


    *Other unearned income includes (for surtax purposes) gross income from interest, annuities, royalties, net rents, and passive income in partnerships and Subchapter-S corporations. It does not include municipal bond interest or life insurance proceeds, since those do not add to gross income. It does not include active trade or business income, fair market value sales of ownership in pass-through entities, or distributions from retirement plans. The 3.8% surtax does not apply to non-resident aliens. (Bill: Reconciliation Act; Page: 87-93)

    $86 Billion: Hike in Medicare Payroll Tax (Takes effect Jan. 2013): Current law and changes:



    First $200,000
    ($250,000 Married)
    Employer/Employee

    All Remaining Wages
    Employer/Employee

    Current Law

    1.45%/1.45%
    2.9% self-employed

    1.45%/1.45%
    2.9% self-employed

    Obamacare Tax Hike

    1.45%/1.45%
    2.9% self-employed

    1.45%/2.35%
    3.8% self-employed


    Bill: PPACA, Reconciliation Act; Page: 2000-2003; 87-93

    $65 Billion: Individual Mandate Excise Tax and Employer Mandate Tax (Both taxes take effect Jan. 2014):

    Individual: Anyone not buying “qualifying” health insurance as defined by Obama-appointed HHS bureaucrats must pay an income surtax according to the higher of the following



    1 Adult - 2 Adults - 3+ Adults

    2014
    1% AGI/$95 1% AGI/$190 1% AGI/$285

    2015
    2% AGI/$325 2% AGI/$650 2% AGI/$975

    2016 +
    2.5% AGI/$695 2.5% AGI/$1390 2.5% AGI/$2085


    Exemptions for religious objectors, undocumented immigrants, prisoners, those earning less than the poverty line, members of Indian tribes, and hardship cases (determined by HHS). Bill: PPACA; Page: 317-337

    Employer: If an employer does not offer health coverage, and at least one employee qualifies for a health tax credit, the employer must pay an additional non-deductible tax of $2000 for all full-time employees. Applies to all employers with 50 or more employees. If any employee actually receives coverage through the exchange, the penalty on the employer for that employee rises to $3000. If the employer requires a waiting period to enroll in coverage of 30-60 days, there is a $400 tax per employee ($600 if the period is 60 days or longer). Bill: PPACA; Page: 345-346

    (Combined score of individual and employer mandate tax penalty: $65 billion)

    $60.1 Billion: Tax on Health Insurers (Takes effect Jan. 2014): Annual tax on the industry imposed relative to health insurance premiums collected that year. Phases in gradually until 2018. Fully-imposed on firms with $50 million in profits. Bill: PPACA; Page: 1,986-1,993

    $32 Billion: Excise Tax on Comprehensive Health Insurance Plans (Takes effect Jan. 2018): Starting in 2018, new 40 percent excise tax on “Cadillac” health insurance plans ($10,200 single/$27,500 family). Higher threshold ($11,500 single/$29,450 family) for early retirees and high-risk professions. CPI +1 percentage point indexed. Bill: PPACA; Page: 1,941-1,956

    $23.6 Billion: “Black liquor” tax hike (Took effect in 2010) This is a tax increase on a type of bio-fuel. Bill: Reconciliation Act; Page: 105

    $22.2 Billion: Tax on Innovator Drug Companies (Took effect in 2010): $2.3 billion annual tax on the industry imposed relative to share of sales made that year. Bill: PPACA; Page: 1,971-1,980

    $20 Billion: Tax on Medical Device Manufacturers (Takes effect Jan. 2013): Medical device manufacturers employ 360,000 people in 6000 plants across the country. This law imposes a new 2.3% excise tax. Exempts items retailing for <$100. Bill: PPACA; Page: 1,980-1,986

    $15.2 Billion: High Medical Bills Tax (Takes effect Jan 1. 2013): Currently, those facing high medical expenses are allowed a deduction for medical expenses to the extent that those expenses exceed 7.5 percent of adjusted gross income (AGI). The new provision imposes a threshold of 10 percent of AGI. Waived for 65+ taxpayers in 2013-2016 only. Bill: PPACA; Page: 1,994-1,995

    $13.2 Billion: Flexible Spending Account Cap – aka “Special Needs Kids Tax” (Takes effect Jan. 2013): Imposes cap on FSAs of $2500 (now unlimited). Indexed to inflation after 2013. There is one group of FSA owners for whom this new cap will be particularly cruel and onerous: parents of special needs children. There are thousands of families with special needs children in the United States, and many of them use FSAs to pay for special needs education. Tuition rates at one leading school that teaches special needs children in Washington, D.C. (National Child Research Center) can easily exceed $14,000 per year. Under tax rules, FSA dollars can be used to pay for this type of special needs education. Bill: PPACA; Page: 2,388-2,389

    $5 Billion: Medicine Cabinet Tax (Took effect Jan. 2011): Americans no longer able to use health savings account (HSA), flexible spending account (FSA), or health reimbursement (HRA) pre-tax dollars to purchase non-prescription, over-the-counter medicines (except insulin). Bill: PPACA; Page: 1,957-1,959

    $4.5 Billion: Elimination of tax deduction for employer-provided retirement Rx drug coverage in coordination with Medicare Part D (Takes effect Jan. 2013) Bill: PPACA; Page: 1,994

    $4.5 Billion: Codification of the “economic substance doctrine” (Took effect in 2010): This provision allows the IRS to disallow completely-legal tax deductions and other legal tax-minimizing plans just because the IRS deems that the action lacks “substance” and is merely intended to reduce taxes owed. Bill: Reconciliation Act; Page: 108-113

    $2.7 Billion: Tax on Indoor Tanning Services (Took effect July 1, 2010): New 10 percent excise tax on Americans using indoor tanning salons. Bill: PPACA; Page: 2,397-2,399

    $1.4 Billion: HSA Withdrawal Tax Hike (Took effect Jan. 2011): Increases additional tax on non-medical early withdrawals from an HSA from 10 to 20 percent, disadvantaging them relative to IRAs and other tax-advantaged accounts, which remain at 10 percent. Bill: PPACA; Page: 1,959

    $0.6 Billion: $500,000 Annual Executive Compensation Limit for Health Insurance Executives (Takes effect Jan. 2013): Bill: PPACA; Page: 1,995-2,000

    $0.4 Billion: Blue Cross/Blue Shield Tax Hike (Took effect in 2010): The special tax deduction in current law for Blue Cross/Blue Shield companies would only be allowed if 85 percent or more of premium revenues are spent on clinical services. Bill: PPACA; Page: 2,004

    $ Negligible: Excise Tax on Charitable Hospitals (Took effect in 2010): $50,000 per hospital if they fail to meet new "community health assessment needs," "financial assistance," and "billing and collection" rules set by HHS. Bill: PPACA; Page: 1,961-1,971

    $ Negligible: Employer Reporting of Insurance on W-2 (Took effect in Jan. 2012): Preamble to taxing health benefits on individual tax returns. Bill: PPACA; Page: 1,957

    The list is better seen in this link:
    Full List of Obamacare Tax Hikes | Congressman Jeff Duncan

    Details on the tax on the sale of our house here
    http://www.foxbusiness.com/personal-...for-obamacare/

    Lets give ourselves back to England. Taxation without representation was better!

    Grizz
    Last edited by Grizz; 10-28-2013 at 01:58 PM.

  9. #499
    Grizz's Avatar
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    I don't know if anyone noticed the BLATANT THEFT by Obama on Seniors by Obama & the Democrats

    Capital Gains
    23.8%

    - Dividends
    43.4%

    - Other includes rental income and other sources of income*
    43.4%

    *Other unearned income includes (for surtax purposes) gross income from interest, annuities, royalties, net rents, and passive income in partnerships and Subchapter-S corporations. It does not include municipal bond interest or life insurance proceeds, since those do not add to gross income. It does not include active trade or business income, fair market value sales of ownership in pass-through entities, or distributions from retirement plans. The 3.8% surtax does not apply to non-resident aliens. (Bill: Reconciliation Act; Page: 87-93)

    $86 Billion: Hike in Medicare Payroll Tax (Takes effect Jan. 2013): Current law and changes:

    Millions of retired people depend on dividends, income & interest on their investments to survive, and now Obama & the Democrats are STEALING almost half of their income and sending them into poverty.
    It was horrible enough that the Federal Reserve has destroyed interest income by slashing rates to near ZERO, and now Obama is taxing away what little is left.

    EVERYONE gets robbed on the huge increase in the medicare payroll tax !

    On the news this morning:
    108 MILLION PEOPLE are on Welfare ! I predict that millions more will be forced into welfare rolls by the Democrats new taxes for Obama Care.
    314 million people in the U.S., legal and non-legal; 108 million of them on federal welfare (not inc. SS or Medicare) | femisex.com
    This is a rocketing downward spiral where those who are left working must pay escalating taxes for those who go on the welfare rolls ! Sooner or later, we reach the tilting point where ATLAS SHRUGS.

    Also in the news this morning,
    the administration ADMITS TO LYING about Obama's Promise that if you liked your doctor & insurance, you can keep it under Obama Care !
    White House admits ObamaCare lie | New York Post
    Of course we know that Obama will blame the insurance companies & call for a single payer system. We also know when Obama is lying: His lips are moving. If he could find any way blame Bush, he would. We have learned that Obama blames everyone but himself for the disasters he is creating.

    What we have discovered in this thread:
    Obama Care is unacceptable by every possible measure.

    Grizz
    Last edited by Grizz; 10-29-2013 at 08:20 AM.

  10. #500
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    Primal Blueprint Expert Certification
    California residents are rebelling against Obamacare, with thousands shocked by the sticker price and rethinking their support, saying that what seemed wonderful in principle is not translating into reality.

    Jennifer Harris, Fullerton resident, said she was shocked to receive a letter from her Health Net Inc. insurer that her plan — which costs $98 a month — was being dropped. The cheapest plan she said in the Los Angeles Times that she found is $238 a month.
    “It doesn’t seem right to make the middle class pay so much more in order to give health insurance to everybody else,” she said, in the report. “This increase is simply not affordable.”

    ‘I was all for Obamacare until I found out I was paying for it,’ ” Ms. Kehaly said

    Rest of the story:
    California resident:

    People are learning about the Progressive Democrats socialism: Tax the snots out of people who work & give it to those who don't or won't.

    Obama knew as early as July 2010 that 40 to 67 percent of customers will not be able to keep their policy.
    14 million consumers who buy their insurance individually will be forced into expensive Obama Care:
    Obama Knew Most Americans Would Not Be Able To Keep Their Existing Insurance Under Obamacare As Early As 2010 | Zero Hedge

    Bait and Switch: Obama Knew He Sold Obamacare on a Laundry List of Lies:
    http://www.1800politics.com/bait-swi...dry-list-lies/
    Grizz
    Last edited by Grizz; 10-29-2013 at 10:25 AM.

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