Really this idea of "social costs" is just an illusion. Tax-payers work so much to pay taxes that they are not saving any time or money in acquiring government-provided security, an oxymoron that I'm sure makes any more intelligent poster here laugh at the sight of it.
"Ah, those endless forests, and their horror-haunted gloom! For what eternities have I wandered through them, a timid, hunted creature, starting at the least sound, frightened of my own shadow, keyed-up, ever alert and vigilant, ready on the instant to dash away in mad flight for my life. For I was the prey of all manner of fierce life that dwelt in the forest, and it was in ecstasies of fear that I fled before the hunting monsters."
Jack london, "Before Adam"