You might need the masters to be employed but you don't need anything to consult. You might be able to start low, really low, like work for a non-profit helping the developmentally disabled learn work and living skills. You may want to consider getting skills or education from a community college (don't laugh there are lots of post baccalaureate people there) that move you toward where you want to go. In other words, take an alternate path toward your goal. How do you suppose this women's studies major ended up a web programmer with only half a dozen community college courses here and there?
Female, 5'3", 48, Starting weight: 163lbs. Current weight: 135.
Starting bench press: 30lbs. Current bench press: 75lbs.