Yup, its definitely not the big bucks! I took a 50% cut in pay when I stopped working the clinic full time. It does help that I can and must (to keep my certification) work a clinic at least 8 hours a week for 50 weeks a year. That's why I do two days when I can. People thought I was crazy, but in the long run teaching on-line gives me more mobility and the ability to continue teaching when DH retires permanently and wants to travel (I just need an internet connection and lap top). I'm relatively young (although lately my knees hurt) and plan on working probably another 15-18 years, if I'm teaching. I couldn't do that in a clinic. I finally heard from local school and they do not need anyone "with my credentials." So I will continue to travel, but hope to cut back to every other month and play it by ear during the summer. I need to run the numbers and see if I'm better off working 2 days/week at the clinic consistently during the summer instead of 1-2/month, travel, and teaching.