It sounds like you have a plan and you are working it! I don't think your car will last another 4 years either, but I can tell you I'd drive that sucker as long as I could. I'd be happy if we could find ANYTHING for $8k - we're in metro Atlanta and we typically don't buy cars in the area we live in b/c we live (in a tiny house) in a pretty affluent area. Of course, I'm driving a Pilot and everyone around me is driving a Lexus, Infiniti etc. so there is not a big market for what we look for where we are. I always wonder where people get their $$ or if they are in debt up to their eyeballs.