Jenn - just a thought on the MIA friend situation. Have you thought about offering an apology for maybe overwhelming her with too much info? Could be she's just needing to be validated and know that you see her side. That could be all thats keeping the wall up between you. Worth a shot since she's obviously someone very dear to you.
As for the race car debt --- that really sucks - but what are gonna do? Skim $100 off a few other things and get it over with. Tell Brad he better explain the details better next time.
Gotta pick your battles, ya know?
1. Love ME no matter what noises are screaming at me, or who is trying to tear me down.
2. Eat to heal
3. Move to live
4. Embrace today
5. Live with intention
6. Respect my body
7. Cultivate joy
8. Find my passion
9. Meditate on peace in my soul