Mine wants to get garbage for food (but he's getting better. i can tell eating crap foods is making him feel guilty b/c he knows what he needs to do to lose the weight - he's 300+ lbs). I provide him with lunch and breakfast most days, so the need to eat out is very rare. And when he does, it's always McDonald's or Wendy's. Given you're in AU, you'll probably know McDonald's but maybe not Wendy's. They're pretty much the same thing.
The other night he freaked out b/c we were going ot a birthday party at a bar. He wanted to take cash. I told him there was none and he asked where it all went. I explained to him that after bills we had $55. We spent 30 of it on our son's birthday present. Then spent $11 on dinner (after using a $25 gift card), leaving $14. He was pissed that there was no money and we couldn't even take $10 out when we want to... such is the life when you buy more shit than you can afford to pay for, bucko!!
Our credit cards got racked up b/c of his business venture. He used a $10,000 credit card with a 30% interest rate to buy supplies as he needed them. This quickly built up and maxed out. We couldn't afford even the minimum payment on it so I got a credit card to pay that one off (I have 0% interest for about 3 more months on it). Prior to this though, we had paid off the 30% credit card by transferring the balance to another card. So, we have two credit cards now - one with $10,000 on it and one with $7000. The $7,000 is the left over from the business. The $10,000 is the left over from the first bad card (the one with 30% interest, prior to the business crap). The business never brought in enough to pay the credit card debts. Luckily the account on the 30% card got closed by the card issuer b/c the card kept going over the limit each month simply b/c of the atrocious interest.
More recently he bought a trailer to pull his race car ($10,000) that we're working on. But, more recent than that, he got a $1,750 loan to rebuild the motor in his race car, rebuild the body (new body every year), and to basically rebuild the car. (He and his dad went half and half on this loan. it was originally $5,000. Long story, but our portion is $1,750). Then he got a loan for $1,000 to pay to have it lettered/stickered with sponsor names and logos so it's ready for race season. It's a very expensive hobby and I wish every day he didn't have it... but, if I take it away, he'd probably kill me out of sheer boredom, so I try to keep the borrowing to a minimum. I kind of follow his mom's lead on this one, and I shouldn't. She allows FIL to borrow the money first, then I allow DH to borrow... but they're better with their money than we are and have fewer debts, so I should just say no... but there again, I'd have to deal with a pouty, crab-ass of a husband. We'd probably end up divorced if I didn't let him do this. No, in fact, I know we'd end up divorced.
Sadly, the race car only brings in about $1,000 - $2,000 a year in "income" from race payouts, so it's not enough to counter any of these debts and things break throughout the year and they end up using that money for new parts. It's a worthless indeavor, really.
we are so deep in debt that I can't get a loan to pay off the credit cards, not to mention a newer car. We'll be struggling for a while but he fails to realize that, and instead of seeing the situation as it is, he gets mad at me b/c things aren't getting better. No shit Sherlock! STOP BORROWING MONEY!! (Worst part is, the bank will give him money without my input - like these last two loans he got - which are 6 month notes, no payments for 6 months, full amount due in full at the 6 month mark - these are the only loans we can get, and the max is $3,500).