I will respectfully disagree with Dave Ramsay. There is a psychological advantage to his method, but there's also a psychological advantage to what your hubby wants to do AND a monetary one. Not all experts agree with him on that point. Why don't you roll your higher-interest debt into the 0% account? That's what we did when we were in a squeeze and it helped a lot. We got it all paid off too.
Re sugar, would it work for you to allow yourself a once-weekly, moderate splurge, say a single scoop of ice cream with some Mountain Dew on it? Would that help you resist the sugar cravings the rest of the week?
5'2", 55 years, Primal since April. Pre-Primal weight loss, from 216.6 to 157.8
Primal low: 140.2 (Dec. 3) Goal weight: 135?
Main Primal goal: beating back my CFS enough to function more normally and start writing again
More and more, our life has been governed by specialists, who know too little of what lies outside their province to be able to know enough about what takes place within it.
- Lewis Mumford