To each her own ... just be sure you're not overly critical of yourself. It's certainly a little hurtful to me, since I'm struggling to get back down to a 31" waist after so many years of uncontrollable bloating and gall bladder distension, to see 27" described as "so fat" - but you're hardly responsible for my feelings of contentment.
BTW, a LOT of waist measurement depends on torso length. I don't known what yours is, but my torso is very short (meaning I have long legs for my height). There is less than 1/2" between my ribs & top of hip bones. Usually only those with 4" or more space can have very small waists, and it's simply because there is a lot of space to stuff their innards into. Usually those are quite tall women, but not always.
I'm still sticking around here, though, b/c I do think my thigh fat is disproportionate and a sign of hormonal imbalance, and I'm hoping to see an answer one day.