True. Say we move out at the end of August. August's rent was paid when we moved in (last month's rent). We get our deposit back (which is 1/2 month's rent for stupid reasons). The money we would have paid for September's rent becomes last month's rent or security for the next place, then we'd need extra to go towards a full deposit, assuming it's a full month's rent. Because our deposit was only 1/2 month's rent, we would need more than a month w/o rent, but because we paid last month's rent, we would end up with "extra" money, just not much. We DEFINITELY could not survive two months without murdering people at my parents' house and Hulky's parents' house doesn't have room for us now that his brother is there. If only his sister would move out =P.
Plus there are tons of places here that require a broker's fee. We try to avoid those, but will probably have to go with that at some point if we want to move and can't find anything else. For now, we're just extremely limited by location for Hulky's schooling and my work, otherwise we could shave a few hundred off rent every month!
Positives: with the insulation installed, we should be saving money on heating this winter. Negatives: We need that money now, not this winter!
I might have to cash a savings bond. At least it's money I won't miss for another 10 years, when these things finally mature.