One of Hulky's medical loans got sent to a collection agency a while ago and it was just reported as delinquent. His mom had said she would pay this one off, but she hasn't paid anything (their FSA even sent a check for it, which she apparently didn't cash or used up). His credit is probably questionable from the bed payments from nearly 3 years ago (his parents were supposed to pay it off, didn't, ultimately the collection agency lowered the amount & we paid it off in one fell swoop, about 2 years in). We are done accepting any promises from his parents that involve $$. It's a good thing we don't need to do anything based on credit right now, but if we want to move this fall, I don't think we'd be able to with his credit as it is. Our only potential roommate (we can't seem to find another from our pool of friends, very hesitant to go with someone we don't know) might not have any credit at all.
I'm really stressed about this. I'm going to contribute whatever I need to so we can get this paid off immediately (he gets paid Friday so I think he wants to send the payment out then). Goodbye savings. I'm trying not to talk about it with him because I think he feels just as stressed and there's nothing we can do about it except pay it off and move on. Unfortunately, those are not the only payments we're dealing with right now.