I thought the title of your journal suggested a TMBG fan. Love your reworking of their song!
Sounds like you're doing a great job with your weight loss—congratulations. My understanding is that gradual weight loss is better at allowing the skin and underlying tissues to readjust to a thinner physique. Age plays a role too, however; those tissues lose elasticity as one ages. I'm pretty sure (based on looking at some of the success stories posted here) that you can reduce them without resorting to surgery.
Good luck with it, and welcome!