I use my credit to keep my scores up, but I haven't paid interest in over 2 years.
Anything that's compostable gets composted. Great for the garden and I no longer have to buy tons of compost for my large garden. I even bought a cheap shredder to shred junk mail and the like for compost.
I go to all the websites for products I use and sign up for free coupons and samples.
I keep my heat just low enough to keep pipes from freezing and keep the fireplace going in the winter. On extremely cold nights, we'll camp out near the fireplace. Feels primal!
I freeze fruits/vegetables that start to get too ripe.
I freeze fruits/vegetables from garden. Can some of them.
I save seeds from garden and start most everything from seed the following year. (Not only does this save $, but it gives me something to do and I don't suffer depression in the winter.)
I save containers from food and drinks to sow seeds in.
I use 1/2 amount of soap for laundry and it works just fine.
I rinse all laundry and dishes in cold water.
When I steam or boil vegetables, I use the water to water my plants. Extra nutrients and saves water.
I rarely have to water my gardens, as I mulch heavily. I save my own leaves (lots of oak trees) and collect leaves from the neighbors. It's a little work, but my gardens and pocketbook love it!
I stock up when things are on sale and take advantage of coupons and double coupon days.
I lurk yahoo free cycle for things that people are giving away for free. (Only things I need.)
I do all the regular maintenance on my car myself.
I do smaller repairs and home maintenance jobs myself.
Starting Weight/BMI: 184/29.7
Current Weight/BMI: 130 /21.0
Ultimate Goal: 125/18