Marks Daily Apple
Serving up health and fitness insights (daily, of course) with a side of irreverence.
7 Jan

By Switching to Primal You Can Save on Your…

“Going Primal is so expensive!” Is it? Randy Oveson begs to differ. Randy emailed me in early December, just before a medical evaluation to determine his insurance rates. Read his story below, and keep up with him over at The Primordial Man.

If you have your own Primal Blueprint success story and you’d like to share it with me and the community please contact me here. Have a wonderful Friday, everyone, and thanks for reading!

Mark:

I’m 48 years old. A couple of years ago I tried getting a new life insurance policy. The one I had in place was going up annually at an exponential rate (as they tend to do after their normal policy period). Well, my physical was a mess and the company had to “rate” me very low, meaning that because of my health I was at significantly high risk and the cost of a policy would be much higher than I was quoted.

So in February of this year I decided to start P90X. It was so hard and took so much time. I was tired all the time. It was killing me to get up at 5 am in order to get a workout in for 60 to 90 minutes as that program required.

Then in March I came across your book, The Primal Blueprint. It made sense. I dropped the P90X and started living Primal. Within 2 weeks my energy was so high I wanted to workout. I felt like running places, not just walking. In August we moved to Utah and I began hiking in the mountains a couple of times a week…all the time eating Primal (my wife LOVES the recipes, BTW.)

Well, not only do I have great energy but I lost 50 lbs and went back to get another life insurance policy. My agent just called and said that after this recent physical I was rated “superior preferred” their least risky category. My new policy will be significantly lower in cost to my old policy, saving me thousands every year.

I know I did the work, but your guidance made it so much easier.

Thank you my Primal Brother!

-Randy Oveson

A week later Randy emailed me back with his results…

Mark:

Here are some specifics -

  • Weight at beginning: 280 lbs
  • Weight at time of After pic (about a month ago, just before the insurance medical exam): 230

Insurance savings -

  • Term Life Insurance cost at beginning: $361.66 monthly (with annual increases)
  • Term Life Insurance cost new: $206.25 monthly (flat for 20 years – as select preferred)
  • Annual savings first year: $1,864.92
  • Savings over next 20 years: $37,300+ (unsure as annual increases varied)

Basic diet -

  • Breakfast – Eggs and Bacon or Protein Pancakes
  • Lunch – Salad with beef, chicken, or pork or sashimi (Allow myself tacos once or twice a week as a cheat).
  • Dinner – Meat, Vegetables and salad or Curries with salad or other recipes the wife likes that fit my diet (Veggie Latkes, for example).
  • Snacks – Nuts, Coconut/Nut bars (homemade), homemade beef jerky,
  • OtherPrimal Oil, Primal Sun, Primal Soil, Vitamin C, Multivitamin, MSM
    Only drink water, isopure protien drinks, or coconut water

I take a day off about once a month. This time of year I save it for Thanksgiving or Christmas. I have found that it is best to only ever take one day off at at time. Two is difficult to come back from, three…nearly impossible.

Workouts – I try to get out and hike in the mountains a couple of times a week. Lifting 2X a week – short bursting.

Obviously I could do more on the workout side but overall it’s yielding pretty decent results so far…

-Randy Oveson

Randy’s Blog: The Primordial Man

You want comments? We got comments:

Imagine you’re George Clooney. Take a moment to admire your grooming and wit. Okay, now imagine someone walks up to you and asks, “What’s your name?” You say, “I’m George Clooney.” Or maybe you say, “I’m the Clooninator!” You don’t say “I’m George of George Clooney Sells Movies Blog” and you certainly don’t say, “I’m Clooney Weight Loss Plan”. So while spam is technically meat, it ain’t anywhere near Primal. Please nickname yourself something your friends would call you.

  1. Excellent job! Congrats on the results (and money savings!) :-)

    Leo wrote on January 7th, 2011
  2. That is great Randy. Congratulations on everything you have accomplished.

    Edward wrote on January 7th, 2011
  3. Impressive! Keep on keeping on!

    jacsuza wrote on January 7th, 2011
  4. Way to go Randy! Awesome results!

    Krys wrote on January 7th, 2011
  5. Congrats my brother! I just started the primal diet myself!

    James Cox wrote on January 7th, 2011
  6. Thanks all! And thanks Mark. It’s an honor to have my story shared here. Hope that the additional financial incentives help get a few others involved as well.

    Randy wrote on January 7th, 2011
    • Awesome success story Randy! If you don’t mind my asking, how long did it take you to shed the 50 lbs?

      I’m in the process of doing the exact same thing right now, right down to the meal plan, so this is super encouraging!

      PrimalStray wrote on January 9th, 2011
  7. Not only you saved money, dear friend, but you are going to live longer and actually enjoy the money you saved..!
    Grok On.! Very Inspiring..!!

    Resurgent wrote on January 7th, 2011
  8. Ain’t that the truth? Congratulations, Randy!

    Alison Golden wrote on January 7th, 2011
  9. I don’t think I’ve ever seen higher life insurance premiums!

    CJ wrote on January 7th, 2011
  10. Wow, you look great! So much younger and stronger!

    Anne wrote on January 7th, 2011
  11. That is fantastic! Congratulations. On your new lifestyle. My wife and I are on our third month now and are loving the results, the food, the exercise and how we feel. Best of luck to you and your family.

    Gorm wrote on January 7th, 2011
  12. Randy,

    Awesome results. Use the savings from the life insurance to buy more primal food to get healthier to live longer. It’s the circle of life primal style!

    David

    David Grim wrote on January 7th, 2011
  13. Contgrats.

    Why are you getting 20 year level term at 48 yrs old? Did you just have a baby?

    Arthurb999 wrote on January 7th, 2011
  14. That is awesome!

    I also find that when we stick to grain-and-sugar free we’re eating way higher quality foods, but our grocery budget stays the same. Primal foods aren’t the high mark up junk food that makes up impulse purchases :)

    Cara wrote on January 7th, 2011
  15. Excellent work, Randy! You look great and actually look younger in your after pic!

    While I have never personally had a problem with my weight (unless you consider trying to gain weight to be a problem) I have to say that I am sold on Primal living as well. I have become even leaner, while working out half as often. I’m feeling much better with fewer illnesses (another cost saver,) possess more energy and recover from exercise and injury about a day faster than before. And since my fiancee and I hardly ever eat out any more (except on vacations) we save money that way as well.

    All totalled, I actually probably spend less than I would on a conventional diet. Besides, you really can’t put a price on being able to claim that “Within 2 weeks my energy was so high I wanted to workout. I felt like running places, not just walking.”

    Congrats and Grok on!

    fritzy wrote on January 7th, 2011
  16. Congratulations Randy you look great!

    debbie_downer wrote on January 7th, 2011
  17. You look awesome Randy! Congrats on going Primal and succeeding allowing yourself to save thousands of dollars!

    Primal Toad wrote on January 7th, 2011
  18. Come on, now. I don’t think the people complaining about food costs are also carrying a 200-300 dollar a month life insurance policy. Congratulations, Randy.

    SalParadise wrote on January 7th, 2011
  19. Hey Randy!! Great STuff!!!
    And, thanks for the specifics on what you are doing. I think your savings makes a great point.
    One thing I like to say to people who diss our lifestyle over cost is this:
    “It’s way cheaper than a handful of prescriptions…”
    You are proving it!
    Way to go!!!!

    Clint White wrote on January 7th, 2011
  20. @ Arthurb999: No, no baby on the way–just insurance for the wife, take care of the 4 kids that still need to finish college, etc. should something unexpected happen.

    Thanks all for the excellent encouragement!

    Randy wrote on January 7th, 2011
  21. Awesome, brother!
    Grab life by its hand and live it! :-)

    futhark wrote on January 7th, 2011
  22. Great article – Congrats Randy!

    As I’ve heard it said… “You can pay the farmer, or pay the doctor.” (Or in this case, the doctor AND the insurance company.)

    Meagan wrote on January 7th, 2011
  23. Way to go, Randy! Congrats. That $37K will buy you a lot of grass fed beef over the next 20 years.

    Geoff wrote on January 7th, 2011
  24. Go Randy! Awesome progress. I know you must feel so much better.

    shat wrote on January 7th, 2011
  25. Dude your before pic looks like my before pic!

    /I am also 48
    //good job

    rob wrote on January 7th, 2011
  26. Way to go, Randy! Great work and you look much happier and healthier. I’ve felt the same way, I get up and just have so much energy I want to jump and run. Congratulations on your great progress.

    Sterling wrote on January 7th, 2011
  27. Very nice! Even after you factor in the cost of new clothes (Yeah!) you are way ahead of the game.

    Xander wrote on January 7th, 2011
  28. Great job brother! keep up the good work and do it for yourself and your well being. IT PAYS IN LOTS OF WAYS!

    MIKE A wrote on January 7th, 2011
  29. OMG Randy. One of the reasons why I started running and getting into shape is to buy life insurance as well. Trying to get ahead financially, I didn’t want to waste money on higher premiums.

    I actually became a Beachbody coach in November with plans to do P90X in the next month or so. I’ve been wanting to do this program for several years now and feel that I’m finally in shape to attack it. But this post is making me wonder.

    Is, or has anyone else, done P90X? How about P90X and the Paleo Diet?

    Melyssa wrote on January 7th, 2011
    • I’ve done P90X. It is a very intense workout system. You workout 6 days a week for 55-60 minutes a day. The 90 minute workout is Yoga. It will definately change the way you look. I was sporting a nice 6 pack when I finished. In order to get the results you have to be willing to put in the time and effort. I enjoyed it very much and have actually done 1.5 rounds. I was definately in the best shape of my life after finishing it.

      Casey wrote on January 7th, 2011
  30. WTG! Fantastic results & great savings! Your site is awesome, too!

    Melissa Fritcher wrote on January 7th, 2011
  31. Randy congrats on your weight lose and lower life insurance premium!!! You are an inspiration to us all.

    Casey wrote on January 7th, 2011
  32. Congratulations Randy. Amazing results both physically and financially. Keep it grok.

    Aaron Curl wrote on January 8th, 2011
  33. Dang! My health care is already free.

    Zoe wrote on January 8th, 2011
  34. I absolutely LOVE these posts! Way to go, Randy! And Mark, please keep all of your wonderful posts coming!

    Theresa wrote on January 8th, 2011
  35. Wow! You look SO great! Congratulations on your transformation :)

    Tara wrote on January 8th, 2011
  36. I just love these success stories!! I can’t wait to send my in and share on my blog! GROK ON RANDY!!

    Joanne(MamahoodMyWay) wrote on January 8th, 2011
  37. Great info! Thanks for sharing

    Margot wrote on January 9th, 2011
  38. It makes so much sense, thanks for sharing guys!

    melbournetrainer wrote on January 9th, 2011
  39. @Casey – I am finishing up my current cross training program, then P90X is next. But I know that I’ll need to cut down on my running, which I just picked up again after an injury ;(

    @Zoe – free health care is cool, but I also need life insurance.

    Melyssa wrote on January 9th, 2011

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